Blue Advantage  
Blue Advantage®
The Blue Advantage® program with Blue Cross and Blue Shield of North Carolina®, is a program designed for those needing individual insurance for themselves and their families. The Blue Advantage® program is for those people who are not insured by their employer or have been dropped by their past insurer. The Blue Advantage® plan has two different options, Option A and Option B. Option A has a 15$ copay for doctor visits and usually a 10$ cost for generic prescription drugs. Option B was designed keeping in mind those that are on a budget. Option B has lower monthly premiums, but members will have to share more of the cost for their health care and may not enjoy the lower co-payments for doctor visits and prescription medication.

Blue Advantage® members have direct access to a large network of doctors, specialists, and hospitals that are within the network. Members of Blue Advantage® can also go directly to in-network specialists and do not usually need a referral. Usually, members do not have to deal with messy paperwork, and the in-network doctors handle all the paperwork and filing.

In addition to the large networks and low co-payments, Blue Advantage® provides it’s members with extras to help members maintain optimal health. Programs are designed to help people stay in shape, quit smoking, and learn more about common illnesses like diabetes and asthma.

To qualify for Blue Advantage®, an applicant must be a resident of the state of North Carolina, be under the age of 65, and not qualify for Medicare.

Let Al Crouse and his expert staff help you with your North Carolina Individual Heath Insurance needs and more information on Blue Advantage®. Get a North Carolina health insurance quote today. Click for a FREE Rate Quote.

If you have any questions or would like more information, please contact us 828-256-3224, email us, or use our online request form.






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