Medicare Advantage Plans NC
By now if you are enrolled in Medicare Part A or B you probably have heard about Medicare Advantage Plans NC and you might be wondering what they are. Private insurance companies that are permitted and accredited by Medicare, offer Medicare Advantage Plans NC. Al Crouse & Associates offers one of the most trusted Medicare Advantage Plans offered in the state. As an insurer, we are obligated to provide you with all the benefits involved in the plan if you purchase a Medicare Advantage Plan. This type of coverage includes Medicare Part A (hospital insurance) and Part B (medical insurance) that includes both urgent and emergency care. The only care that is not covered in Medicare Advantage Plans NC is hospice care.
Some Medicare Advantage Plans offer additional coverage for things like general medical check-ups, dental, hearing, vision, and wellness care. Most Medicare Advantage Plans NC also include prescription drug coverage, Part D. These types of plans are considered to be a managed care plan and are usually either a PPO (preferred provider organization) or a HMO (health maintenance organization). In some cases you may be required to choose a primary doctor and get a referral if you wish to see a specialist. Other types of Medicare Advantage Plans are private fee for service plans (PFFS) that allow consumers to use any Medicare accredited facilities and you can even choose your own primary doctor.
What is amazing is with Medicare Advantage Plans NC a certain amount of money is paid by Medicare to your Medicare Advantage Plan. Any Medicare accredited hospital, doctor, or other provider is paid out by your Advantage Plan. There are many great benefits available with these plans. Medicare Advantage Plans NC are not supplemental Medicare insurance plans.
Many times consumers are still confused about what each plan is and what it offers. Our staff of North Carolina Health Insurance Experts are ready to assist you with any questions and concerns that you may have. We are equipped to fully explain each plan and the coverage available in a easy to understand manner and consider terms and life events that may pertain to you. Find out more by contacting us; we'd love to find out how we can help you.
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