NC Medicare Supplement Insurance
NC Medicare Supplemental Insurance is insurance coverage that consumers may purchase from a private insurance company like our agency, Al Crouse & Associates. This additional coverage covers expenses that are not ordinarily covered by your regular insurance. Anyone already enrolled in a Medicare plan can qualify for NC Medicare Supplemental Insurance that will cover costs that Medicare Part A and Medicare Part B do not cover.
If you are already enrolled in a Medicare Part A or Part B policy we probably do not have to tell you that many expenses for your medical care will not be covered by these enrollments. These NC Medicare Supplemental Insurance Policies cover expenses that normally you would have to cover out of pocket. If you face a serious health problem or on going medical issue, these types of out of pocket costs will surely add up. If you require hospitalization or care from a home aid or nurse then those costs could be budget breaking for most Medicare patients. We invite you to stop by our local office in Hickory, North Carolina to learn more, or you are more than welcome to call or email us at your convenience to learn more about NC Medicare Supplement Insurance plans.
In addition to the supplemental insurance plans offered by Al Crouse & Associates, we also are qualified to offer Medicare Advantage Plans, also known as Medicare Part C which are not considered to be supplemental type insurance plans, but they do close the gap between the costs covered by Medicare and those that are considered out of pocket that you will be required to cover for yourself or a loved one. Medicare Advantage covers the same services as other Medicare plans, with the exception of hospice. Medicare Advantage Plans can cover most of your health care needs and you get the benefit of dealing with all of the paperwork and red tape all in one place instead of having to deal with Medicare Part A and Part B separate.
You cannot purchase a Medicare Supplement Plan (also referred to as Medigap) at the same time that you have a Medicare Advantage Plan. These options and choices can seem daunting to those that are unfamiliar with the insurance and Medicare industry. We are North Carolina Health Insurance Experts that work hard to gain your trust. We would be happy to speak with you regarding these various options and what will be best for your situation and health care needs. Contact us today!
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